Terms of Service

Last updated 14 October 2026

1. Subscription

  • One parent account covers the family, with plans for 1, 2 or 3 children. Each child gets their own seat.
  • Billing is monthly or annual, in USD, through Stripe. The subscription renews until cancelled.
  • You can cancel any time through Manage plan (see the Refund and Cancellation Policy).
  • Coupon access, if any, lasts for the period stated with the coupon.

2. One grade per child

  • Each seat is locked to a single grade and only that grade's premium content is unlocked for it.
  • A seat's grade can be changed at most once every 30 days, by the parent, from the Parent area.

3. Acceptable use

  • Accounts and child seats are for your own family. Do not share PINs beyond your family.
  • Do not scrape, copy or resell the questions, explanations or reports.
  • Do not use automated tools to harvest answers or content, and do not attempt to break the service or other users' access.
  • We may suspend accounts that break these rules, with notice where possible.

4. Contact

Questions about these terms: s@mymoneykarma.com

Questions about this document? Contact: s@mymoneykarma.com